The team

The team behind the decode.

The people building Clairo's funding intelligence for the UAE.

Founder & CEO

Karamjit Chana

Founder and CEO — a serial fintech builder with 15+ years architecting automation, compliance and financial infrastructure for Tier-1 banks and governments. She holds a portfolio of patent-pending platforms spanning real-world-asset tokenization, AML and sanctions screening, and central-bank-grade digital currency systems, with work across North America, the GCC, India and Europe. Her focus: compliance-grade technology that institutions and regulators can trust at sovereign scale.

COO & Chief Partnerships Officer, GCC

Ali Hasan Al Qallaf

An Emirati national, entrepreneur and technologist who runs operations and partnerships across the GCC. Sharp and exacting, with a strong command of applied AI and of real-world-asset and real-estate markets, he pairs a builder's eye for detail with an operator's instinct for growth. He leads customer acquisition and partnership development end to end — opening relationships with government and institutional partners, structuring and closing complex deals, and converting ambitious mandates into delivery on the ground across the Gulf.

Strategic & Partnerships Advisor

Kathurima Naftaly

A finance professional and business development advisor with a background across banking, government and enterprise growth. Trained as an actuarial scientist, he has advised on financial and public-sector initiatives and built relationships throughout the Gulf and East Africa. Based in Dubai, he supports the team's institutional and government outreach.